Print this Page

Welcome

Wel­come to our site.

This is the home of the book “The Sim­ple Solu­tion to Cana­dian Real Estate Invest­ing — Rules for Play­ing the Real Estate Game to Win.”. The pur­pose of EasySafeMoney.com is to show you, the aver­age per­son out there, the sim­ple, low cost ways to increase your per­sonal net worth by pro­vid­ing you with a finan­cial edu­ca­tion. Feel free to fol­low us on Twit­ter.

How can I say such a thing?

Years ago I was run­ning my own com­pany, my wife was also self-employed, we had two kids and life was fairly good. Then we got into a seri­ous car acci­dent and life was about to change…

Being self-employed meant our on-paper income was low, so things like dis­abil­ity insur­ance was worth­less (as it’s based on your income). It also meant that if we didn’t work, we didn’t eat. Banks wouldn’t lend us much money, we weren’t able to work the way we used to, we had no safety net…

Some­thing had to change, and change quickly…we had some sav­ings, but it wouldn’t last long…

Thus began my incen­tive to learn about mak­ing money with­out any money…and get­ting money work­ing for me, instead of work­ing for money. A finan­cial edu­ca­tion is some­thing that is lack­ing in today’s world, we are only taught to be good employ­ees, and when the sys­tem fails…well, we’re on our own.

Years later, I’m proud to say I’m still stand­ing, with four kids…my income, on paper, is still next to noth­ing, but my net worth is sub­stan­tial. I now own sev­eral prop­er­ties that I bought with­out any money, I have a pos­i­tive cash flow from each, and I’m always look­ing for more.

I also invest in the stock mar­ket, own com­pa­nies, and have just pub­lished my first book. I, unlike most peo­ple, have become diversified…or spe­cial­ized. You see, I’ve spe­cial­ized in hav­ing money work for me. I don’t usu­ally invest for cap­i­tal gains, I mostly invest for cash flow.

What I learned wasn’t all that dif­fi­cult to do.

For years I’d been hav­ing the same con­ver­sa­tion with fam­ily and friends on how I did it, to the point that I was get­ting tired of repeat­ing myself, so I decided to write a book…

As I came to the end of writ­ing, I real­ized that the book only cov­ered a part of the jour­ney, and that I needed a more “liv­ing” tool, to con­tinue the jour­ney with…and thus, EasySafeMoney.com was born. This site is intended to show you the thought process I use in eval­u­at­ing and buy­ing prop­er­ties, as well as other invest­ments and businesses.

I don’t claim to be an expert, nor a pro­fes­sional invest­ment advi­sor. The exam­ples I’ll give have usu­ally been highly sim­pli­fied, and should not be con­sid­ered advice. Also, I don’t rec­om­mend that you invest in any­thing I talk about with­out doing more research first, and talk­ing to an expert about them. The ideas expressed on these pages are my own, and could even be wrong, though it wouldn’t be inten­tional, and are designed to edu­cate you in finan­cial matters.

To those of you who find some ben­e­fit from what you read

Please bear in mind that I’m just some guy, much like your­self. I write all this stuff, in hopes of edu­cat­ing you, in my free time. I would like to be able to post more mate­r­ial in this way. So, please help me keep this being a good idea. I can’t stop you from read­ing this site for free; all I can do is politely ask you to make a dona­tion, enjoy the site, and let other peo­ple find it in the same way, bet­ter yet spread the word of our its existence.

You can also sup­port this site by click­ing on the adver­tis­ers, or pur­chas­ing a copy of my book “The Sim­ple Solu­tion to Cana­dian Real Estate Invest­ing — Rules for Play­ing the Real Estate Game to Win.” You can order by click­ing on the Blurb link below…

 

Rules for Playing …
By William A. Radvanyi

Any adver­tis­ers along the side are ones that can legit­i­mately save you some real money. I’ve used them myself.

E-book ver­sion

We have released the e-book ver­sion of “The Sim­ple Solu­tion to Cana­dian Real Estate Invest­ing — Rules for Play­ing the Real Estate Game to Win.” you can buy a copy from Smash­words or iTunes if you’d like for $12.99 USD.

Permanent link to this article: http://www.easysafemoney.com/

Too much information

As an owner of a design com­pany, you have to own a lot of fonts. When I started out, I had hun­dreds, if not thou­sands. Over the years, I’ve acquired many more to the point that I now have over 25,000. Some peo­ple may think this is a good thing but, in real­ity, it’s more …

Read more

15 years to overnight success

A friend of ours recently came by for a visit. They are inter­ested in start­ing their own busi­ness, and inspired by our appar­ent suc­cess. It’s very easy to look at our life and think it’s easy to dupli­cate. The truth is, we’re not even close to an overnight suc­cess. Busi­ness and invest­ing is not a …

Read more

The bottom is slipping

Canada’s real estate mar­ket is over­val­ued. Any­one who says oth­er­wise is lying to you and liv­ing in a dream world. Fuelled by low inter­est rates, which allowed more peo­ple the abil­ity to buy, hous­ing prices have risen at an unprece­dented rate over the past 10–15 years as demand, and afford­abil­ity, increased. You may won­der how …

Read more

Know the disease

Many peo­ple tell me it’s impos­si­ble to be a land­lord. There’s just no way to make money, ten­ants are night­mares, they don’t want the hassles…whatever. I sup­pose, I also hear the same thing about start­ing a busi­ness. 9/10 busi­nesses fail within 3 years, you have no life, it’s all work and no play…etc. Hav­ing started …

Read more

Warning Signs — Revisited

In April I wrote an arti­cle called “Warn­ing Signs — Time to move”, and a reader just asked if my views had changed since then, so here’s an update. In reread­ing the arti­cle, I’d say much of what I wrote has come to pass. Inter­est rates have risen a bit (about 3.57% is now nor­mal for …

Read more

Flipping ain’t easy

I’ve never been a big fan of flip­ping houses, but I know peo­ple who do it. Try­ing to find a good place at the right price is tough in this econ­omy and mar­ket, and find­ing one you can add value to and sell at a profit is even harder. Flip­ping houses is not an investment, …

Read more

New Tips and Tricks

It’s been a busy time over the past few months, but I’ve learned a few things along the lines… Get­ting bet­ter value, faster I’ve always advo­cated financ­ing a rental 100%, but these past few months I’ve learned a lit­tle trick I didn’t know before. In the past, I knew that if you bought a prop­erty and …

Read more

Unknown-1

Where’s the pain?

I’ve recently been work­ing with a gov­ern­ment agency to place ten­ants. It’s a very good deal. They screen the ten­ants, pay the rent, guar­an­tee the con­di­tion of the place, peri­od­i­cally inspect the place, call at least once a month to ensure I’ve got­ten pay­ment and that there are no issues, and will help evict the …

Read more

%d bloggers like this: